Free Calculator
Rent Affordability Calculator
Find a rent that fits your income, see what landlords usually approve, and check a real listing before you apply.
Find a rent that fits.
Not one that runs your life.
Enter your income and monthly costs. See a comfortable rent, what landlords usually approve, and how roommates change the math.
per month, your share.
- 30% of gross income
- $1,625
- Fits your needs budget
- $1,650
- Most landlords approve up to
- $1,625
Many landlords want your yearly income to be at least 40 times the monthly rent. That sets a ceiling, not a target.
Roommates and real listings
Split evenly with 1 roommate, you could look at places up to this price.
Your share is $1,200, about 22% of your gross monthly income. You'd likely meet a 40x income rule.
How we find your number.
We compare two common guidelines, 30% of gross income and a needs budget built from half your take-home pay, and use the lower one so rent leaves room for everything else.
A comfortable rent
See a monthly rent that keeps housing affordable after taxes, debt payments, and utilities.
What landlords approve
Many landlords want yearly income of at least 40 times the monthly rent. See the ceiling that sets for you.
Roommates and listings
Split rent with roommates or test a specific listing to see what's left in your budget each month.
Your city. Your budget.
In expensive cities, the 30% rule can be hard to hit. If your number feels low, try a roommate, a longer commute, or a smaller place before stretching your budget.
First apartment · Budget for deposit and moving costs
Roommates · Split rent and utilities evenly
New job · Use your offer's salary to plan ahead
Calculator FAQ
Questions behind the numbers.
Understand how the rent estimate works and what landlords look for.
How much rent can I afford?
What is the 40x rent rule?
Should I use gross or take-home pay?
How do roommates change what I can afford?
What other move-in costs should I plan for?
Know what rent really leaves you.
Anseris connects your bank, cards, and loans so you can see what rent leaves you each month and plan your next move.